Customized Solutions for Funeral Services Providers
As a specialist insurer, Ecclesiastical has an in-depth understanding of the funeral services industry. We appreciate that funeral services professionals offer a range of vital services—directing funeral services, providing caskets and memorial accessories, organizing receptions and more. With our proven track record as the leading insurer of faith communities and crematoria in Canada, we also have a unique appreciation of the multiple exposures your industry faces. In addition, our experienced Risk Control Specialists conduct building valuations and on-site risk assessments, and follow up with a Risk Management Report that provides advice and recommendations to reduce exposures to your business.
Customized. Comprehensive. Competitive.
Funeral Services Protect is a competitively priced insurance product, tailored to meet your organization’s unique insurance needs. The product’s four core components—Property, Business Interruption, General Liability and Crime—are each supplemented with customized extensions that include among others:
- Personal effects of the deceased
- Preservation of the deceased
- Antiques and fine art
- Heritage Buildings
- Media Management expense
- Credit card forgery
Funeral Services Protect also offers a variety of supplementary coverages including:
- Funeral Services Errors and Omissions Liability: financial protection and legal defense for funeral directors and morticians;
- Directors and Officers Liability: covers legal liability against lawsuits claiming fiduciary negligence;
- Comprehensive Equipment Breakdown: coverage for boilers and other machinery including heating, cooling and electrical.
Increased liability limits can be provided with an Umbrella Liability Policy.
Whether your business is a single funeral home or multiple homes, Ecclesiastical can provide the specialized insurance you require. Our goals are to protect your property and assets, to help ensure the safety of everyone on your premises, and to safeguard your reputation and standing in the community.
To learn more about how Funeral Services Protect can benefit your organization and for more information about coverages, options, extensions and limits, please download our brochure or contact your independent insurance Broker.
To find a Broker in your area, contact one of our Regional Managers.